/* =========================================================
   Ketti — landing stylesheet (hand-authored, no framework)
   design tokens → base → layout → components → motion
   ========================================================= */

/* ---- webfont: SUIT ---- */
@font-face{font-family:"SUIT";font-weight:400;font-display:swap;src:url("https://cdn.jsdelivr.net/gh/sun-typeface/SUIT@2/fonts/static/woff2/SUIT-Regular.woff2") format("woff2")}
@font-face{font-family:"SUIT";font-weight:500;font-display:swap;src:url("https://cdn.jsdelivr.net/gh/sun-typeface/SUIT@2/fonts/static/woff2/SUIT-Medium.woff2") format("woff2")}
@font-face{font-family:"SUIT";font-weight:600;font-display:swap;src:url("https://cdn.jsdelivr.net/gh/sun-typeface/SUIT@2/fonts/static/woff2/SUIT-SemiBold.woff2") format("woff2")}
@font-face{font-family:"SUIT";font-weight:700;font-display:swap;src:url("https://cdn.jsdelivr.net/gh/sun-typeface/SUIT@2/fonts/static/woff2/SUIT-Bold.woff2") format("woff2")}
@font-face{font-family:"SUIT";font-weight:800;font-display:swap;src:url("https://cdn.jsdelivr.net/gh/sun-typeface/SUIT@2/fonts/static/woff2/SUIT-ExtraBold.woff2") format("woff2")}

:root{
  --indigo:#4B5BF0;
  --indigo-strong:#3344c8;
  --indigo-soft:#eef0ff;
  --mint:#10c8a0;
  --mint-soft:#e3f9f3;
  --ink:#16181f;
  --sub:#8a90a2;
  --line:#edeef3;
  --bg:#f4f5f8;
  --card:#ffffff;
  --warn:#ff5a3c;
  --shell:480px;
  --radius:22px;
  --radius-sm:14px;
  font-family:"SUIT","Pretendard",system-ui,-apple-system,"Apple SD Gothic Neo",sans-serif;
}

*{box-sizing:border-box;margin:0;padding:0;word-break:keep-all}
html,body{-webkit-text-size-adjust:100%}
body{background:#dfe2e8;color:var(--ink);font-weight:500;line-height:1.45;letter-spacing:-.01em}
img,svg{display:block}
button{font-family:inherit;cursor:pointer;border:0;background:none}
a{color:inherit;text-decoration:none}
input{font-family:inherit}

/* ---------------- shell ---------------- */
.shell{
  max-width:var(--shell);margin:0 auto;min-height:100vh;background:var(--card);
  position:relative;padding-bottom:96px;overflow:hidden;
  box-shadow:0 0 40px rgba(20,22,33,.08);
}
section{padding:34px 22px}
.eyebrow{font-size:12px;font-weight:700;color:var(--indigo);letter-spacing:.02em}
.title{font-size:23px;font-weight:800;letter-spacing:-.03em;line-height:1.32}
.title--lg{font-size:28px}
.muted{color:var(--sub);font-weight:500}

/* accent-pill brand motif */
.lead-tag{display:inline-flex;align-items:center;gap:7px;font-size:12px;font-weight:700;
  color:var(--indigo);background:var(--indigo-soft);padding:6px 11px;border-radius:999px}
.lead-tag .dot{width:6px;height:6px;border-radius:50%;background:var(--indigo);animation:pulse 1.4s infinite}

/* ---------------- ticker ---------------- */
.ticker{background:var(--indigo-soft);border-bottom:1px solid var(--line);overflow:hidden;white-space:nowrap;padding:9px 0}
.ticker__track{display:inline-block;animation:marquee 26s linear infinite}
.ticker__track span{display:inline-flex;align-items:center;gap:6px;margin:0 18px;font-size:12px;font-weight:600;color:#4a5068}
.ticker__track svg{width:13px;height:13px;color:var(--indigo)}

/* ---------------- topbar ---------------- */
.topbar{display:flex;align-items:center;justify-content:space-between;padding:14px 22px;border-bottom:1px solid #f4f5f8}
.brand{display:flex;align-items:center;gap:8px}
.brand__logo{height:20px;width:auto;display:block}
.status{display:flex;align-items:center;gap:7px;font-size:12px;font-weight:700;color:#5b6177;background:#f1f2f6;padding:6px 12px;border-radius:999px}
.status .dot{width:6px;height:6px;border-radius:50%;background:var(--mint);animation:pulse 1.4s infinite}

/* ---------------- hero ---------------- */
.hero{position:relative;padding-top:30px;padding-bottom:8px}
.hero h1{font-size:29px;font-weight:800;letter-spacing:-.035em;line-height:1.3;margin:14px 0 10px}
.hero h1 b{color:var(--indigo)}
.hero p{color:var(--sub);font-size:15px;margin-bottom:22px}
.hero__art{position:absolute;right:14px;top:30px;width:96px;height:96px;opacity:.95;animation:bob 3.4s ease-in-out infinite}
.hero__halo{position:absolute;right:-30px;top:0;width:200px;height:200px;border-radius:50%;
  background:radial-gradient(circle,rgba(75,91,240,.12),transparent 68%);z-index:0}

/* ---------------- quick apply card ---------------- */
.qa{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);
  padding:22px;box-shadow:0 14px 34px rgba(20,22,33,.06);position:relative;z-index:2}
.qa__head{display:flex;align-items:center;gap:8px;margin-bottom:14px}
.step-no{font-size:11px;font-weight:800;color:#fff;background:var(--indigo);padding:3px 9px;border-radius:7px;letter-spacing:.02em}
.qa__head p{font-size:15px;font-weight:700}

.grid2{display:grid;grid-template-columns:1fr 1fr;gap:9px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:8px}

/* selectable chips (amount / contact) */
.chip{background:#f7f8fb;border:1.5px solid #e5e8f0;border-radius:var(--radius-sm);
  padding:14px 8px;text-align:center;font-size:14px;font-weight:600;color:#4b5168;transition:.16s}
.chip:hover{background:var(--indigo-soft);border-color:#cdd4f7}
.chip.is-on{background:var(--indigo);border-color:var(--indigo);color:#fff;box-shadow:0 6px 16px rgba(75,91,240,.28)}
.chip--sm{padding:10px 6px;font-size:13px;display:flex;align-items:center;justify-content:center;gap:5px}
.chip--sm svg{width:14px;height:14px}

.field{width:100%;background:#fff;border:1.5px solid #e1e4ee;border-radius:var(--radius-sm);
  padding:15px 16px;font-size:15px;font-weight:500;color:var(--ink);outline:none;transition:.16s}
.field::placeholder{color:#aeb3c2;font-weight:500}
.field:focus{background:#fff;border-color:var(--indigo);box-shadow:0 0 0 3px var(--indigo-soft)}
.stack>*+*{margin-top:12px}

.label{font-size:13px;font-weight:700;color:#5b6177;margin-bottom:8px}

/* agree row */
.agree{display:flex;align-items:flex-start;gap:9px;margin:14px 0 4px;cursor:pointer;font-size:13px;color:var(--sub);line-height:1.4}
.agree input{position:absolute;opacity:0}
.agree__box{flex:none;width:20px;height:20px;border:2px solid #cfd3de;border-radius:6px;display:flex;align-items:center;justify-content:center;transition:.16s;margin-top:1px}
.agree__box svg{width:12px;height:12px;color:#fff;opacity:0;transform:scale(.6);transition:.16s}
.agree input:checked + .agree__box{background:var(--indigo);border-color:var(--indigo)}
.agree input:checked + .agree__box svg{opacity:1;transform:scale(1)}

/* buttons */
.btn{display:flex;align-items:center;justify-content:center;gap:8px;width:100%;
  border-radius:var(--radius-sm);font-weight:800;font-size:17px;padding:16px;transition:.16s;letter-spacing:-.02em}
.btn--primary{background:var(--indigo);color:#fff;box-shadow:0 10px 24px rgba(75,91,240,.3)}
.btn--primary:active{transform:translateY(1px)}
.btn--dark{background:var(--ink);color:#fff}
.btn--ghost{background:#f1f2f6;color:#4b5168;font-size:14px;font-weight:700}

/* progress (animated dots) */
.progress{display:none;text-align:center;padding:26px 0}
.progress.is-on{display:block;animation:fade .35s ease both}
.progress__dots{display:flex;gap:7px;justify-content:center;margin-bottom:14px}
.progress__dots i{width:9px;height:9px;border-radius:50%;background:var(--indigo);opacity:.3;animation:hop 1s infinite}
.progress__dots i:nth-child(2){animation-delay:.16s}
.progress__dots i:nth-child(3){animation-delay:.32s}
.progress strong{display:block;font-size:15px;font-weight:700}
.progress small{color:var(--sub);font-size:13px}

.is-hidden{display:none}
.fade-in{animation:fade .4s ease both}

/* ---------------- how it works ---------------- */
.how{background:var(--bg)}
.how__row{display:flex;gap:14px;align-items:flex-start;margin-top:18px}
.how__n{flex:none;width:34px;height:34px;border-radius:11px;background:var(--indigo-soft);color:var(--indigo);
  font-weight:800;display:flex;align-items:center;justify-content:center;font-size:15px}
.how__t b{display:block;font-size:15px;font-weight:700}
.how__t span{font-size:13px;color:var(--sub)}

/* ---------------- trust strip ---------------- */
.trust{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}
.trust__item{background:var(--bg);border-radius:18px;padding:16px 12px;text-align:center}
.trust__item svg{width:30px;height:30px;margin:0 auto 8px;color:var(--indigo)}
.trust__item b{display:block;font-size:14px;font-weight:700}
.trust__item span{font-size:11px;color:var(--sub)}

/* ---------------- compare ---------------- */
.compare{background:#fafbfd}
.bubbles{border:1px solid var(--line);border-radius:var(--radius);padding:18px;background:#fff;margin-top:14px}
.bubbles--ours{border:2px solid var(--indigo);box-shadow:0 12px 26px rgba(75,91,240,.12);position:relative}
.bubbles__who{text-align:center;font-size:13px;font-weight:700;color:var(--sub);padding-bottom:12px;margin-bottom:12px;border-bottom:1px solid var(--line)}
.bubbles--ours .bubbles__who{color:var(--ink)}
.b{max-width:85%;font-size:13px;font-weight:500;padding:10px 14px;border-radius:16px;margin-bottom:10px;line-height:1.5}
.b--in{background:#f1f2f6;color:#4b5168;border-top-left-radius:4px;margin-right:auto}
.b--out{background:#e9ecfb;color:var(--ink);border-top-right-radius:4px;margin-left:auto}
.bubbles--ours .b--in{background:var(--indigo-soft);color:var(--ink)}
.b em{font-style:normal;font-weight:700;color:var(--indigo)}
.b .neg{font-weight:700;color:var(--warn)}
.flag{position:absolute;top:-12px;right:16px;background:var(--mint);color:#053d31;font-size:11px;font-weight:800;
  padding:4px 11px;border-radius:999px}
.compare .arrow{display:flex;justify-content:center;color:var(--indigo);margin:12px 0}

/* ---------------- reviews ---------------- */
.reviews{background:var(--bg);border-top:1px solid var(--line)}
.roller{position:relative;height:340px;overflow:hidden;border-radius:18px;margin-top:18px}
.roller::before,.roller::after{content:"";position:absolute;left:0;right:0;height:34px;z-index:2;pointer-events:none}
.roller::before{top:0;background:linear-gradient(var(--bg),transparent)}
.roller::after{bottom:0;background:linear-gradient(transparent,var(--bg))}
.roller__track{display:flex;flex-direction:column;gap:12px;animation:vscroll 22s linear infinite}
.roller:active .roller__track{animation-play-state:paused}
.note{background:#fff;border:1px solid #f0f1f5;border-radius:18px;padding:17px;box-shadow:0 6px 16px rgba(20,22,33,.04)}
.note__top{display:flex;justify-content:space-between;align-items:center;margin-bottom:9px}
.note__src{display:flex;align-items:center;gap:8px;font-size:13px;font-weight:700;color:#5b6177}
.ava{width:26px;height:26px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:11px;font-weight:800}
.note__time{font-size:12px;color:#aeb3c2;font-weight:600}
.note__amt{font-size:18px;font-weight:800;margin-bottom:5px}
.note__txt{font-size:13.5px;color:#5b6177;line-height:1.55;font-weight:500}

/* ---------------- apply (bottom) ---------------- */
.apply{background:var(--bg);border-top:1px solid var(--line)}
.apply__box{background:#fff;border:1px solid var(--line);border-radius:26px;padding:24px;box-shadow:0 12px 32px rgba(20,22,33,.06)}

/* ---------------- faq ---------------- */
.faq details{border-bottom:1px solid var(--line);padding:14px 2px}
.faq summary{list-style:none;cursor:pointer;font-size:14.5px;font-weight:700;display:flex;justify-content:space-between;align-items:center}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";width:9px;height:9px;border-right:2px solid var(--sub);border-bottom:2px solid var(--sub);transform:rotate(45deg);transition:.2s}
.faq details[open] summary::after{transform:rotate(-135deg)}
.faq p{font-size:13.5px;color:var(--sub);line-height:1.6;margin-top:10px}

/* ---------------- footer ---------------- */
.footer{background:#f1f2f6;border-top:1px solid var(--line);padding:26px 22px;text-align:center;color:#aeb3c2;font-size:11px;line-height:1.6}
.footer__logo{height:31px;width:auto;margin:0 auto 8px;opacity:.92}

/* ---------------- sticky dock ---------------- */
.dock{position:fixed;left:0;right:0;bottom:0;max-width:var(--shell);margin:0 auto;z-index:60;
  display:flex;align-items:center;justify-content:space-between;gap:12px;
  padding:13px 18px;background:rgba(255,255,255,.82);backdrop-filter:blur(14px);
  border-top:1px solid var(--line);box-shadow:0 -6px 22px rgba(20,22,33,.05)}
.dock small{display:block;font-size:11px;color:var(--sub);font-weight:600}
.dock b{font-size:14px;font-weight:700}
.dock button{flex:none;background:var(--indigo);color:#fff;font-weight:800;font-size:14px;padding:12px 22px;border-radius:12px;box-shadow:0 8px 18px rgba(75,91,240,.3)}
.dock button:active{transform:scale(.96)}

/* ---------------- motion ---------------- */
@keyframes marquee{from{transform:translateX(0)}to{transform:translateX(-50%)}}
@keyframes vscroll{from{transform:translateY(0)}to{transform:translateY(-50%)}}
@keyframes pulse{0%,100%{opacity:1}50%{opacity:.35}}
@keyframes bob{0%,100%{transform:translateY(0)}50%{transform:translateY(-12px)}}
@keyframes hop{0%,100%{opacity:.3;transform:translateY(0)}40%{opacity:1;transform:translateY(-6px)}}
@keyframes fade{from{opacity:0;transform:translateY(12px)}to{opacity:1;transform:translateY(0)}}
.flash{box-shadow:0 0 0 4px var(--indigo-soft)!important;transition:box-shadow .3s}